Buying a Home in Hampton Roads Just Got a Little Easier!

Find out about available down payment & home buyer grant programs in Hampton Roads!

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First Time Home Buyers

First Time Home Buyers Make Up Between 35% to 40% of the Real Estate Market

Opportunities exist to put home ownership within reach of many home buyers. Fill out the form to learn more!

  • Owner occupancy time frames apply. Depending on the program, buyers must live in the property as their principal residence from 1-15 years.
  • Minimum credit scores apply --an entry level score for any down payment assistance or grant program is a 620. Some lenders require a minimum of a 640. 
  • Minimum home buyer contribution applies. Some programs require a minimum of $500.00 while others require 1% of the purchase price.
  • Some programs can be used with others to create larger amounts of down payment assistance. 
  • If all criteria are met, grants funds do not need to be paid back and are forgiven.