Down Payment Assistance Makes Buying a Home a Little Easier!

Find out about available down payment programs & first time home buyer grants in Hampton Roads!

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Down Payment Assistance for Virginia Home Buyers 

Or Call Now at 757-235-0274

Down Payment Assistance Programs & First Time Home Buyer Grants in Hampton Roads

Opportunities exist to put home ownership within reach of many home buyers. Fill out the form to learn more!

  • Down Payment Assistance & Home Buyer Grants are available to many home buyers especially first time home buyers , community partners, and veteran home buyers.
  • Low Down Payment and No Down Payment opportunities exist offering 97% financing to 105% financing.
  • Many programs are designed create ZERO down payment opportunities for home buyers covering the down payment, and/or closing costs.
  • Funds range from $5,000-$40,000 for eligible buyers to make home ownership a possibility!
  • Down payment funds are available for FHA loans, Conventional financing and VA loans.
  • If all criteria are met, grants funds do not need to be paid back and are forgiven.

 A Few Things to Know

A common misconception is that home buyers need 20% down in order to purchase a home, but the realiy is that there are several low and no down payment financing options available. Using these programs combined with down payment assistance and home buying grants can lead to 100% financing! If you are thinking of buying a home in Virginia Beach or any of the surrounding cities, there are great financing programs available for first time home buyers, repeat home buyers including active duty and retired veterans, and our community partners (educator, law enforcement, medical workers and first responders). Community partners do not have to be first time buyers. Funds can range between $5,000-$40,000 for qualified home buyers.

Certain Criteria Must Be Met:

  • Buyer must be an owner occupant and live in the home as his or her primary residence
  • Down payment programs and grants work with financing -they do not replace financing. Buyers must still qualify for a home loan.
  • A first-time home buyer is defined someone who has never bought a home before or someone who hasn't bought a home over the last 3 years and currently does not own a home.
  • Many programs are First Come- First Served. When funding is released, the money is available on a first-come , first-served basis so it benefits buyers to qualify sooner rather than later. 
  • Buyers should qualify for downpayment assistance before they search for and make an offer on a home to avoid dis-qualifying from certain programs.

Meet Liz Schuyler, Down Payment Assistance & Home Buyer Grant Expert


Down Payment and closing cost assistance can be the difference between owning your own home or renting. I've helped many buyers can do the same for you! If you would like to talk, feel free to schedule a time on my calander or call me at 757-235-0274.

Liz Schuyler • REALTOR • RE/MAX Allegiance